Fourward Thinking: Your 401(k) Game Plan

By Nick Hemsted

Offering a 401(k) isn’t just about retirement—it’s about leadership.


Your plan signals how much you care about your people’s future. A well-run plan can improve retention, attract talent, and build culture. Don’t just offer a 401(k). Own it.

The best 401(k) plans are simple—but not accidental.

Great design, low fees, and clear communication don’t happen by chance. They require ongoing review and intentional choices. Complexity repels engagement—clarity drives it.

Your 401(k) is part of your employer brand.

It says a lot about how much you care beyond the paycheck. The best talent looks at benefits as closely as base salary. Make sure your plan tells the right story.

A 401(k) is more than a checkbox—it’s a competitive edge.

In a tight labor market, financial benefits matter more than ever. A thoughtful plan shows leadership and values. Are you using yours strategically?

Planning doesn’t have to be about control.

It can be about freedom.

We work with people who want more intention - not more to-do lists.

Disclosures: This blog contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this blog will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Legacy Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Past performance is no guarantee of future results.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing in Mutual Funds. The prospectus, which contains this and other information about the investment company, can be obtained directly from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

Disclosures: This blog contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this blog will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Legacy Financial Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Past performance is no guarantee of future results.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing in Mutual Funds. The prospectus, which contains this and other information about the investment company, can be obtained directly from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

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